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Inland Marine Insurance for
Higher Income Individual's Valuable Assets
Protect your collections, watches, jewelry, and more with a comprehensive plan.
Coverage tailored to your family, life, and assets.
Access to multiple top rated companies.
Simple guidance from a trusted independent agency.
Takes about 2 minutes - No obligation
What Does Your Inland Marine Insurance Cover?
High-Value Jewelry
Provides protection for valuable jewelry such as engagement rings, and other precious items against loss, theft, or damage.
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Fine Arts & Antiques
Helps protect paintings, sculptures, antiques, and other valuable collectibles from damage or loss.
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Luxary Watches
Coverage designed to protect high-value watches against theft, accidental damage, or disappearance.
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Sports Equipment
Helps cover expensive sports gear like golf clubs, skis, or tennis equipment if they are lost, stolen, or damaged.
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Additional Coverage Options
Electronics
Provides protection for portable electronics such as cameras, drones, tablets, and specialized equipment.
Musical Instruments
Helps protect instruments such as guitars, violins, and keyboards from damage, loss, or theft.
Collectibles
Coverage for valuable collections like trading cards, memorabilia, coins, or rare items.
High-Value Bicycles
Protects expensive bicycles from theft, accidental damage, or loss both at home and while traveling.
Partnered With Top Insurance Carriers
We work with a number of the highest rated insurance carriers in the nation to ensure our clients receive the best Homeowners options at competitive prices.
Inland Marine Insurance
Frequently Asked Questions
If you have any additional questions, please email info@bollinsure.com or get a review of all your insurance needs.
What is personal inland marine insurance?
Personal inland marine insurance is designed to help protect valuable personal property that may require broader coverage than a standard homeowners or renters insurance policy provides. It is often used to insure specific high-value items.
Does homeowners insurance already cover personal valuables?
Homeowners insurance typically provides some coverage for personal property, but certain categories such as jewelry, fine art, and collectibles may have limited coverage unless they are specifically scheduled or insured separately.
Does inland marine coverage apply to accidental damage?
Some policies may include protection for certain types of accidental damage, but coverage can vary depending on the policy and the item being insured.
What factors affect the cost of inland marine insurance?
Premiums may be influenced by the value of the item, the type of item being insured, where it is stored or used, and the level of coverage selected.
What types of items can be covered by personal inland marine insurance?
Many people purchase life insurance to help provide financial protection for their families. It can help replace lost income, cover outstanding debts, support dependents, and assist with final expenses.
What does “scheduled property” mean?
Scheduled property refers to specific items that are individually listed and insured on a policy, often with an appraised value. This allows the item to be insured for its full value based on the policy terms.
Do I need an appraisal for valuable items?
Insurance companies may require an appraisal, receipt, or documentation to establish the value of certain high-value items before providing coverage.
Can multiple valuable items be insured under one policy?
Many inland marine policies allow multiple items to be scheduled under one policy, which can help simplify coverage for collections or multiple valuable possessions.
Why would someone need inland marine coverage for personal property?
Standard homeowners or renters insurance policies often have coverage limits for certain valuable items. Inland marine coverage can provide higher limits and more specialized protection for those items.
Does personal inland marine insurance cover items outside the home?
Many inland marine policies provide coverage that can apply even when the item is away from the home, depending on the terms of the policy.
Can collectibles and fine art be insured under inland marine coverage?
Yes. Many collectors use inland marine policies to help protect artwork, rare collectibles, antiques, and other items that may require specialized coverage.
Should valuable personal property be reviewed regularly for insurance purposes?
Yes. The value of certain items such as jewelry, collectibles, or artwork may change over time. Periodic reviews can help ensure the insured value remains appropriate.