Protection that actually
fits your life.
Tell us what you need insured. We compare appropriate options across 350+ markets and explain the coverage clearly, so you can choose with confidence.
Our AI second-opinion tool. Flags what your policy doesn’t cover in two minutes — no login, no card, no fee.
Same-business-day response · No obligation
Insurance Solutions
Coverage chosen around your
life and business
We start with the risk and the goal, then compare carriers across personal, business, and specialty.
Home Insurance
HO3, HO5, E&S, and wildfire-inclusive policies that protect you — not just satisfy a lender.
Explore Home Coverage →Auto Insurance
Correct liability limits, uninsured motorist, and comprehensive — structured so you're actually protected.
Explore Auto Coverage →Umbrella Insurance
One lawsuit can change everything. Umbrella adds protection above your home and auto limits.
Explore Umbrella Coverage →Landlord Insurance
Rentals carry different risks than owner-occupied homes. We cover what landlords actually face.
Explore Landlord Coverage →High Net Worth
Chubb, PURE, and peers. Luxury homes, vehicles, art, jewelry, and umbrella above $10M.
Explore Private Client Coverage →Life Insurance
Term and permanent options compared across multiple carriers to protect your family.
Explore Life Insurance →General Liability
Protects your business from third-party injury claims, property damage, and post-production exposures. Essential for every business.
Explore Liability Coverage →Workers' Compensation
California requires it. We make it cost-effective, tailored to your payroll and industry, and compliant — without overpaying.
Explore Workers' Comp →Commercial Auto
Business vehicles need business-grade coverage. From a single work truck to a full fleet — structured for your operations.
Explore Commercial Auto →Commercial Property
Your building, equipment, and inventory protected against fire, theft, and covered events. The foundation of any business insurance program.
Explore Property Coverage →Group Health
Medical, dental, and vision for your team. Helps you attract and retain good people while managing costs.
Explore Employee Benefits →Cyber Insurance
Data breaches, ransomware, and digital liability are growing risks for every business. We help you find the right level of protection.
Explore Cyber Coverage →Inland Marine
Coverage for property in transit, mobile equipment, and high-value items that move — things standard policies often miss.
Explore Inland Marine →Surety Bonds
Fast, reliable licensing, contractor, and business bonds in California. We handle the paperwork so you stay compliant and keep moving.
Explore Surety Bonds →Commercial Umbrella
Additional liability above your business policies. When a claim exceeds your underlying limits, umbrella steps in to protect your business.
Explore Business Umbrella →The Process
Getting quoted is simple
Tell us what you need, compare the available options, and choose with clear coverage guidance.
Request Your Quote
Tell us what you want to protect. We respond the same business day.
Compare Quote Options
We identify material gaps and compare markets when a change may help.
Act With Confidence
You get a recommendation with the tradeoffs explained. If you move forward, we handle placement.
Why Bollinsure
The independent advantage —
working for you
Captive agents sell one company's product. We compare hundreds of carriers to find genuine fit.
Three Generations of Expertise
Brian, Aaron, and Bill Bollinger — 60+ years across personal and commercial lines.
Real People — Always
One line straight to our licensed team. No call centers, no ticketing systems.
We Work For You, Not Carriers
Our job is the right coverage at the right price — not one carrier's product.
Client Reviews
What clients say about Bollinsure
Rated 4.9 on Google based on 12 reviews and trusted by California families, businesses, and individuals for honest insurance guidance.
"Bollinsure has taken care of all our insurance needs for the past 10 years. They are honest, trustworthy, and always found the best rates. Highly recommend."
"Brian, Aaron, and their team are always quick to respond to any concerns I might have. Exceptional service every single time."
"Amazing personalized service with a smile. I've used Bollinsure for three separate businesses and will continue to do so. Prompt and real peace of mind."
Insurance Library
California insurance, explained clearly
Practical, California-specific guides on the coverage decisions that actually matter.
Our Carrier Partners
Partnered with top-rated carriers nationwide
We work with the highest-rated carriers so you always get competitive options.
The Bollinger Family
Three generations. One family.
Not a corporation. A family that has spent decades earning trust with California clients.
Brian Bollinger
20+ years. Mechanical Engineering from Cal Poly SLO, MBA from Pepperdine. Workers' comp and commercial specialist with 350+ carrier access.
Aaron Bollinger
Licensed at 18. UCLA Business Economics. Specializes in home, auto, and umbrella. Led NMC Insurance Services integration.
Bill Bollinger
Started with State Fund in the 1960s. Built the Bollinger tradition on trust, integrity, and lasting relationships.
Common Insurance Questions
Common questions, clear answers
An insurance broker works on your behalf — not the insurance company's. We evaluate your coverage needs, compare policies across multiple carriers, and recommend what genuinely fits your situation. No obligation to buy, no pressure.
A captive agent represents one company only — they can only sell you that company's products. An independent broker like Bollinsure has access to hundreds of carriers, which means real comparison, better pricing, and coverage that fits your actual needs rather than what one company offers.
Rarely. Two policies can look similar in price but have completely different coverage, exclusions, and claims experiences. We focus on value — the right coverage at a fair price — not the lowest number on the quote sheet.
California homeowners should review whether wildfire risk is covered by their current policy. Coverage, exclusions, deductibles, and availability vary by carrier, property, and location. We help you review admitted-market options, non-admitted options, FAIR Plan considerations, and companion coverage where appropriate.
Absolutely — that is one of the most valuable things we do. Our complimentary review examines what you currently have, identifies material gaps or questions, explains tradeoffs, and compares alternatives when a change may help. There is no obligation to move a policy.
It is designed for clients, referrals, and new relationships who value advice, coverage quality, and long-term service—not only the lowest initial price. It is complimentary for clients and friends of Bollinsure, and anyone is free to inquire. We confirm fit and the appropriate next step personally.
Request a complimentary review at bollinsure.com/quote, use CovWell for a self-guided preliminary coverage check, call 562-COVWELL, or book a 15-minute conversation. We respond the same business day.
A Clearer Decision Starts Here
Request a complimentary
coverage review.
Understand what you have, what deserves attention, and whether changing anything makes sense. If your current coverage is right, we'll say so. And if you need coverage placed rather than reviewed, the same page takes you to market.