Home, wildfire and high-value property
Standard homeowners markets, high-value carriers, California FAIR Plan and DIC paths, E&S property, earthquake, flood, and landlord options.
Review home insurance optionsHow to read this market directory
Carrier access is not the same as guaranteed eligibility. The right market depends on underwriting appetite, line of business, location, class code, prior claims, limits, carrier capacity, and current filings or program rules.
Important: This page is a public carrier and market access directory for review purposes. It is not a promise that any listed company will quote, bind, renew, or accept a specific account. Market availability changes frequently.
Examples of how market access supports each coverage line
Most clients do not need a list of logos. They need the right routing path. These examples show where the directory can matter during placement.
Auto, umbrella and personal liability
Personal auto, household drivers, teen drivers, umbrella limits, uninsured motorist review, and coordinated home-auto liability programs.
Review auto insurance optionsBusiness package, GL and property
Business owners policies, general liability, commercial property, inland marine, commercial auto, umbrella, and specialty classes.
Review business insurance optionsWorkers compensation
California class codes, payroll, experience mods, contractor risks, State Fund paths, and harder-to-place employer accounts.
Review workers comp optionsCyber, E&O, EPLI and specialty
Cyber liability, data breach, ransomware, professional liability, management liability, employment practices liability, and niche risks.
Review cyber insurance optionsLife, health and employee benefits
Life insurance, group health, dental, vision, disability, supplemental benefits, and individual or employer-sponsored benefit needs.
Review group health optionsCarrier and market directory
Use the filter to find a carrier by name. The full directory remains in the HTML so it is readable to visitors, assistive technology, search engines, and AI answer systems.
334 carriers shown
A 75 markets
Acadia Insurance Company; Acceptance Casualty Ins. Co.; Acceptance Indemnity Ins. Co.; ACE Group; Admiral Insurance Company; Aegis Security Insurance Company; Aetna; Aetna Life Insurance Co.; AFLAC INS./AMERICAN FAMILY AGENTS; Aflac Insurance Co.; AGCS Marine Insurance Co.; Agent Aliance Ins. Co.; Agricultural Excess; Agricultural Insurance; AIDCO (Allied Prop & Cas Ins); AIG American International Group; AIU Insurance Company; Alea Group; Alliance Assurance Co; Allianz Global Risks US Insurance Co; Allied Insurance Company of America; Allied World Assurance Company; Allmerica Financial Benefit Ins. Co; Allstate Insurance Company; Alpha Property & Casualty Ins Co; Alterra Excess & Surplus Ins Co.; AMCO Insurance Co.; American Alliance Casualty Insurance; American Alternative Insurance Corporation; American Automobile Insurance Co.; American Bankers Insurance Co of Florida; American Casualty Co. of Reading PA; American Compensation Insurance Company; American Contractors Indemnity Company; American Contractors Insurance Co; American Economy Insurance Company; American Employers Ins Co; American Family Home Insurance Company; American Fire and Casualty Company; American General Life Insurance Company; American Guarantee and Liability Insurance Company; American Heritage Life Insurance Company; American Insurance Company; American Modern Home Insurance Company; American Pacific Insurance Company, Inc; American Reliable Insurance Company; American Specialty Health; American Standard Insurance Co of OH; American States Insurance Company; American Strategic Insurance Corp; American United Life Insurance Company; American Zurich Insurance Company; Ameritas Life Insurance Corp; AmTrust Financial Group; Amwest Surety Insurance Company; Anthem Blue Cross Life and Health Insurance; Applied Underwriters Captive Risk Assurance; Arch Insurance Company; Arch Specialty Insurance Company; Artisan & Truckers Casualty Company; Aspen American Insurance Company; Aspen Specialty Insurance Company; Assicurazioni Generali S.p.A.; Assigned Risk Plan; Associated Indemnity Corporation; Associated Industries Insurance Co, Inc; Associated International Insurance Company; Assurant Inc; Atain Specialty Insurance Company; Atlantic Employers Insurance Company; Atlantic Specialty Insurance Company; Auto-Owners Insurance Company; AXA Art Insurance Corporation; AXA Equitable Life and Annuity Company; AXIS Insurance Company.
B 15 markets
Balboa Insurance Company; Bankers Insurance Group Inc; Bankers Standard Insurance Company; Banner Life Insurance Company; BCS Insurance Company; Beacon Mutual Insurance Company; Beazley Insurance Company, Inc.; Berkley Assurance Company; Berkley Insurance Company; Berkley Regional Insurance Company; Berkshire Hathaway; Berkshire Life Insurance Co of America; BEST Life and Health Insurance Company; Blue Cross; Blue Shield of California.
C 50 markets
CalChoice; California Automobile Insurance Company; California Capital Insurance Company; California Earthquake Authority; California Fair Plan; California Insurance Company; California Mutual Insurance Company; California Physicians' Service; Canada Life Assurance Company; Canopius US Insurance, Inc.; Capitol Indemnity Corporation; Capitol Specialty Insurance Corporation; CareAmerica Life Insurance Company; Carolina Casualty Insurance Company; Catlin Specialty Insurance Company; Centennial Casualty Company; Century Surety Company; Century-National Insurance Company; Charter Indemnity Company; Chicago Insurance Company; Chinese Community Health Plan; Chubb Group Holdings Inc.; CIGNA International Life Insurance; Citizens Insurance Company of America; Civic Property and Casualty Company; Civil Service Employees Insurance Company; Clarendon National Insurance Company; CNA Insurance Companies; Coastal Select Insurance Company; Colonial Life Assurance Company Limited; Colony Insurance Company; Colony Specialty Insurance Co; Colorado Casualty Insurance Company; Columbia Casualty Company; Combined Insurance Company of America; Commerce and Industry Insurance Company; Commercial Travelers Mutual Insurance Co; CompWest Insurance Company; Constitution Insurance Company; Consumers County Mutual Insurance Company; Continental Casualty Company; Continental Insurance Company; Contractors Bonding and Insurance Company; Covington Specialty Insurance Company; Crestbrook Insurance Company; Crum & Forster Specialty Insurance Co; Crum and Forster Insurance Company; Crusader Insurance Company; CSE Safeguard Insurance Company; Cypress Insurance Company (CA).
D 7 markets
Delta Dental Insurance Company; Depositors Insurance Company; Developers Surety and Indemnity Company; Diamond State Insurance Company; Discover Property & Casualty Ins Co; Dongbu Insurance Co., Ltd.; Drive Insurance Holdings, Inc.
E 8 markets
Economy Preferred Insurance Company; Employers Compensation Insurance Company; Employers Mutual Casualty Company; Employers Preferred Insurance Company; Evanston Insurance Company; Everest National Insurance Company; Executive Risk Indemnity Inc; Executive Risk Specialty Insurance Co.
F 10 markets
Farmington Casualty Company; Federal Insurance Company; Financial Indemnity Company; Financial Pacific Insurance Company; Fireman's Fund Insurance Company; First American Property & Casualty Ins Co; First National Insurance Co of America; FirstComp Insurance Company; Foremost Insurance Co; Fremont Insurance Company.
G 13 markets
Gemini Insurance Company; General Insurance Company of America; General Star Indemnity Company; GeoVera Insurance Company; Gerber Life Insurance Company; Golden Bear Insurance Company; Golden Eagle Insurance Corporation; Great American Insurance Companies; Great Divide Insurance Company; Great Midwest Insurance Company; Great Northern Insurance Company; Greenwich Insurance Company; Guardian Life Ins Co of America.
H 11 markets
Hamilton Specialty Insurance Company; Hanover American Insurance Company; Hanover Insurance Company; Hartford Financial Services Group; Hartford Life Insurance Company; Hartford Steam Boiler Inspec & Ins; HCC Specialty Insurance Company; Hiscox Insurance Company Inc.; Homeland Insurance Company of New York; Houston Specialty Insurance Company; Hudson Insurance Company.
I 7 markets
Indemnity Company of California; Indian Harbor Insurance Company; Insurance Company of State of PA; Insurance Company of the West (ICW); Integon National Insurance Company; Interstate Fire & Casualty Company; Ironshore Specialty Insurance Co.
J 3 markets
Jackson National Life Insurance Company; James River Insurance Company; John Hancock Life Insurance Company USA.
K 4 markets
Kaiser Permanente; KB Insurance Co., Ltd.; Kemper Property & Casualty Group; Kinsale Insurance Company.
L 10 markets
Landmark American Insurance Company; Lawyers' Mutual Insurance Company; Lexington Insurance Company; Liberty County Mutual Insurance Company; Liberty Insurance Underwriters, Inc.; Liberty Mutual Insurance Company; Lincoln National Life Insurance Co; Lloyd's Syndicate 623 (Beazley Furlonge Ltd); Lloyd's Syndicate 2623 (Beazley Furlonge Ltd); Lloyd's Syndicate 3623 (Beazley Furlonge Ltd).
M 11 markets
Markel Insurance Company; Massachusetts Bay Insurance Company; Maxum Indemnity Company; Mercer Insurance Company; Mercury Insurance Company; Mesa Underwriters Specialty Insurance Company; MetLife Inc; Metropolitan Casualty Insurance Company; Midwest Employers Casualty Company; Mitsui Sumitomo Insurance Co of America; Mutual of Omaha Insurance Company.
N 14 markets
National Continental Insurance Company; National Fire & Marine Insurance Co; National Fire Insurance Co of Hartford; National General Insurance Company; National Union Fire Ins Co Pittsburgh PA; Nationwide; Nautilus Insurance Company; Navigators Insurance Company; New Hampshire Insurance Company; New York Marine and General Insurance Co; Nonprofits' Insurance Alliance of California, Inc; NorGUARD Insurance Company; North American Elite Insurance Company; Northfield Insurance Company.
O 5 markets
Oak River Insurance Company; Ohio Security Insurance Company; Old Republic Insurance Company; Oregon Mutual Insurance Company; Oxford Health Plans.
P 17 markets
Pacific Compensation Insurance Company; Pacific Employers Insurance Company; Pacific Indemnity Company; Pacific Insurance Company, Limited; Pacific Specialty Insurance Company; Palomar Specialty Insurance Company; Peerless Insurance Company; Philadelphia Indemnity Insurance Company; Phoenix Insurance Company; Plaza Insurance Company; Preferred Employers Insurance Company; Premier Access Insurance Company; Principal Life Insurance Company; Progressive Insurance Company; Property and Casualty Ins Co of Hartford; Protective Life Insurance Company; Prudential Insurance Co of America.
Q 1 market
QBE Insurance Corporation.
R 8 markets
Redwood Fire and Casualty Insurance Company; Reliance Standard Life Insurance Company; Republic Indemnity Company of America; Republic Underwriters Insurance Company; Riverport Insurance Company; RLI Insurance Company; Rockhill Insurance Company; RSUI Indemnity Company.
S 20 markets
Safeco Insurance Company of America; SafeGuard Health Plans, Inc.; Scottsdale Indemnity Company; SECURA Insurance; Security National Insurance Company; Selective Insurance Company of America; Seneca Insurance Company Inc; Sentinel Insurance Company Ltd; Sequoia Insurance Company; St. Paul Fire and Marine Insurance Co; St. Paul Protective Insurance Company; Standard Insurance Company; Standard Security Life Insurance Company of New York; Starr Surplus Lines Insurance Company; StarStone National Insurance Company; State Compensation Insurance Fund of California; State National Insurance Company, Inc; Steadfast Insurance Company; Sun Life and Health Insurance Co (US); SureTec Insurance Company.
T 18 markets
Technology Insurance Company, Inc; Texas Mutual Insurance Company; The American Insurance Company; The Burlington Insurance Company; The Charter Oak Fire Insurance Company; The Cincinnati Insurance Company; The Netherlands Insurance Company; The Ohio Casualty Insurance Company; The Standard Fire Insurance Company; Tokio Marine Specialty Insurance Company; Topa Insurance Company; Transamerica Life Insurance Company; Transportation Insurance Company; TravCo Insurance Company; Travelers Insurance Group; Trinity Universal Insurance Company; Trumbull Insurance Company; Twin City Fire Insurance Company.
U 14 markets
Underwriters at Lloyds; United Financial Casualty Company; United Fire and Casualty Group; United Healthcare; United Specialty Insurance Company; United States Fire Insurance Company; United States Liability Insurance Company; Unitrin Auto and Home; Unitrin County Mutual Insurance; Unitrin Preferred Insurance; Unitrin Safeguard Insurance; Universal North America Insurance Company; Universal Property and Casualty Insurance Company; Unum Life.
V 4 markets
Valley Forge Insurance Company; Valley Property & Casualty Ins Co.; Vigilant Insurance Co.; Vision Service Plan.
W 6 markets
WellPoint California Services Inc; Wesco Insurance Co.; West American Ins. Co; West Bend Mutual Insurance Company; Western Surety Company; Western World Insurance Co.
Z 3 markets
Zenith Insurance Co.; ZNAT Insurance Co.; Zurich American Insurance Co.
Market routing matrix
This matrix helps readers understand how carrier access maps to common coverage needs. A licensed broker still needs to review the actual risk before recommending a market.
| Coverage need | Common market paths | Helpful pages |
|---|---|---|
| Home and wildfire | Admitted homeowners, high-value property, California FAIR Plan, DIC, E&S property, earthquake and flood options. | Home · FAIR Plan · High net worth |
| Auto and umbrella | Personal auto, household driver markets, umbrella carriers, higher liability limits, UM/UIM review. | Auto · Umbrella |
| Business insurance | BOP, package, GL, commercial property, commercial auto, inland marine, umbrella, admitted and E&S options. | Business · General liability |
| Workers compensation | Standard workers comp, State Fund, specialty WC programs, contractor classes, payroll-sensitive accounts. | Workers comp |
| Cyber and professional | Cyber, data breach, ransomware, E&O, EPLI, management liability, technology and professional services markets. | Cyber · Review options |
Want us to route your account?
Send the details once. Bollinsure can review the risk, identify likely market paths, and explain which options make sense before you bind coverage.