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Speaking of Insurance

Insurance, explained clearly by a family with three generations of expertise.

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Insurance decisions, explained clearly.

7 episodes available

Episode 7 · Sep 4, 2026 · 24 min

How Your Business Growth Should Change Your Insurance

As your business grows, your insurance should grow with it, but growth doesn’t always mean every premium goes up. And when a business slows down, there may be opportunities to adjust payroll, sales projections, limits, and other exposures before waiting for an audit or renewal. In this episode of Speaking of Insurance , Aaron and Brian Bollinger break down…

Episode 6 · Sep 2, 2026 · 25 min

California FAIR Plan: Is the Property Insurance Market Finally Improving?

California’s property insurance market has changed dramatically, and the California FAIR Plan now reportedly insures approximately $768 billion in property across the state. In this episode of Speaking of Insurance, Aaron and Brian Bollinger break down what the growth of the FAIR Plan means for California homeowners, why it should generally remain an insurer…

Episode 5 · Sep 1, 2026 · 28 min

The Insurance Gaps That Could Put Your Wealth at Risk

Building wealth is only half the equation. Without the right insurance and asset-protection strategy, one serious accident, lawsuit, or uncovered exposure could put years of work at risk. Aaron and Brian Bollinger explain why high-net-worth individuals, business owners, and families with growing assets need more than a basic home, auto, and umbrella…

Episode 4 · Aug 30, 2026 · 23 min

The Workers' Comp Mistake That Can Cost Contractors 50% More

Workers' comp mistakes can quietly cost employers 20% to 50% more - and one bad misclassification can wreck your rates. If you're hiring employees, running a contracting business, or trying to keep insurance costs under control, this conversation shows exactly where workers' comp pricing gets won or lost. Brian Bollinger breaks down the simple moves that…

Episode 3 · Aug 28, 2026 · 30 min

How Contractors Lose Millions by Ignoring Bonding Capacity

Bonding can make or break a contractor's next big project, and most people misunderstand it completely. If you think a bond is just cheap paperwork or a form of insurance, this conversation with Aaron and Brian Bollinger will change how you approach every bid, every underwriter, and every promise you put your business behind.Aaron and Brian break down what…

Episode 2 · Aug 27, 2026 · 23 min

California Home Insurance Non-Renewal? What to Do Before It’s Too Late

Received a California home insurance non-renewal notice? Don’t wait until your coverage expires to start looking for options. Aaron and Brian Bollinger explain what homeowners should do when an insurance company decides not to renew their policy, especially in wildfire-exposed areas. They discuss how to act within the notice period, evaluate the market,…

Episode 1 · Aug 24, 2026 · 12 min

Buying a Home in California? Check Insurance Before You Close

Before you make an offer on a home, you should understand whether it can be insured, how much that insurance may cost, and what property issues could create problems later. Aaron and Brian Bollinger explain the home insurance questions buyers should ask before closing - especially when purchasing an older, high-value, or wildfire-exposed property in…

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