Insurance, explained clearly by a family with three generations of expertise. Speaking of Insurance from Bollinsure Insurance Services features California insurance conversations with Brian Bollinger and Aaron Bollinger, covering home, auto, business and personal umbrella topics. Find episode transcripts and related resources at https://www.bollinsure.com/podcast.
Latest conversations
21 episodes available
California homeowners, contractors, and business owners face mounting hurdles when building or renovating a property, and even when a project gets underway, ensuring you have the right protection in place is critical. In this episode of Speaking of Insurance, Aaron Bollinger breaks down a vital insurance distinction that catches many property owners and…
California homeowners, contractors, and business owners face mounting hurdles after a disaster—and even when an insurance claim gets approved, the fight might not be over. In this episode of Speaking of Insurance, Aaron Bollinger breaks down a critical insurance roadblock that catches many property owners by surprise: what happens when your insurance company…
California drivers, contractors, and business owners face rising liability risks and shifting insurance markets, and standard policies might not protect them the way they think. In this episode of Speaking of Insurance , Aaron Bollinger breaks down the personal umbrella insurance market in California. He explains the recent market shifts, stricter…
California drivers, contractors, and business owners face hidden risks every time they hit the road, and standard insurance policies might not protect them the way they think. In this episode of Speaking of Insurance , Aaron Bollinger breaks down the critical differences between personal and commercial auto exposures. He explains why standard personal…
California workers’ compensation costs are changing, and contractors, employers, and growing businesses need to be prepared. In this episode of Speaking of Insurance , Aaron Bollinger breaks down what rising claim costs, legal expenses, cumulative trauma claims, and changing insurance rates could mean for California employers. He explains why insurers can…
Are you paying too much for homeowners insurance in California, or are you paying for coverage that might not fully protect your home?. In this episode of the Speaking of Insurance Podcast, we break down the changing California homeowners insurance market, new insurance company eligibility opportunities, wildfire risk mitigation, and practical ways to get…
Thinking about starting a contracting business in California, expanding your construction company, or bidding on larger projects? Before you take on your next job, understanding contractor insurance, licensing, permits, and surety bonds can make a major difference. In this episode of Speaking of Insurance by Bollinsure Insurance Services, we're breaking down…
California employers are facing a workers’ comp rate increase, but the real risk is treating it as just a routine bump. Aaron Bollinger breaks down the 6.6% advisory increase, the average pure premium rate, and the factors that can push costs higher, or help businesses manage them. If you run payroll, manage a team, or work in a higher-risk class code such…
With real estate investing on the rise, proper risk management is critical for property owners. In this episode of Speaking of Insurance, host Aaron Bollinger breaks down everything you need to know about California landlord insurance, from navigating short-term vs. long-term rentals to avoiding costly coverage gaps. We cover:. Homeowners vs. Landlord…
With the California Great ShakeOut approaching, earthquake readiness is top of mind. In this episode of Speaking of Insurance , Aaron Bollinger breaks down whether earthquake insurance is actually worth the cost in California and highlights the key questions homeowners must ask before buying a policy. We cover:. Current Coverage Check: Why standard…
Speaking of Insurance dives into one of California homeowners’ biggest concerns: water damage, flooding, and what El Niño weather could mean for your insurance coverage. In this episode, Aaron Bollinger explains why not all “flooding” is treated the same by insurers, and why the source of the water can make all the difference in a claim. We cover:. The…
California’s property insurance market is changing fast, especially for homeowners in wildfire-prone areas. In this episode of Speaking of Insurance, Aaron and Brian Bollinger discuss what they’re seeing in California right now: rising California FAIR Plan premiums, limited carrier availability, underwriting restrictions, older roofs, brush exposure, and why…
California is considering several insurance bills that could affect how insurers collect your information, underwrite risk, handle regulatory compliance, and provide certain health and life insurance benefits. In this episode of Speaking of Insurance, Aaron and Brian Bollinger break down six pending pieces of insurance legislation and discuss what they could…
California is considering major changes to how insurance claims are handled after wildfires and other catastrophic events, but new laws don’t automatically mean every problem in the insurance market gets fixed. In this episode of Speaking of Insurance , Aaron and Brian Bollinger break down several major California property insurance bills, including SB 876,…
As your business grows, your insurance should grow with it, but growth doesn’t always mean every premium goes up. And when a business slows down, there may be opportunities to adjust payroll, sales projections, limits, and other exposures before waiting for an audit or renewal. In this episode of Speaking of Insurance , Aaron and Brian Bollinger break down…
California’s property insurance market has changed dramatically, and the California FAIR Plan now reportedly insures approximately $768 billion in property across the state. In this episode of Speaking of Insurance, Aaron and Brian Bollinger break down what the growth of the FAIR Plan means for California homeowners, why it should generally remain an insurer…
Building wealth is only half the equation. Without the right insurance and asset-protection strategy, one serious accident, lawsuit, or uncovered exposure could put years of work at risk. Aaron and Brian Bollinger explain why high-net-worth individuals, business owners, and families with growing assets need more than a basic home, auto, and umbrella…
Workers' comp mistakes can quietly cost employers 20% to 50% more - and one bad misclassification can wreck your rates. If you're hiring employees, running a contracting business, or trying to keep insurance costs under control, this conversation shows exactly where workers' comp pricing gets won or lost. Brian Bollinger breaks down the simple moves that…
Bonding can make or break a contractor's next big project, and most people misunderstand it completely. If you think a bond is just cheap paperwork or a form of insurance, this conversation with Aaron and Brian Bollinger will change how you approach every bid, every underwriter, and every promise you put your business behind.Aaron and Brian break down what…
Received a California home insurance non-renewal notice? Don’t wait until your coverage expires to start looking for options. Aaron and Brian Bollinger explain what homeowners should do when an insurance company decides not to renew their policy, especially in wildfire-exposed areas. They discuss how to act within the notice period, evaluate the market,…
Before you make an offer on a home, you should understand whether it can be insured, how much that insurance may cost, and what property issues could create problems later. Aaron and Brian Bollinger explain the home insurance questions buyers should ask before closing - especially when purchasing an older, high-value, or wildfire-exposed property in…
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