Your details
Let's start your quote.
Five details, then you pick the lines - and we only ask what those lines need.
“Watch closely. Be ready anyway.” That’s the whole job — and a third-generation habit.
A licensed California broker reads your file, not a bot. No fee, no obligation, and a person answers when you call.
CA DOI: WJB Services, Inc. 6013787 · Brian John Bollinger 0D94699 · Aaron Glen Bollinger 4345268Contact details let a broker reply. Mailing address and all opt-ins are optional.
Pick as many as you need — personal and business together is one file.
Personal
Business & benefits
Which business policy?
Pick every one you want quoted. If you are not sure which you carry, say so — a licensed broker works it out with you rather than us guessing.
More business policies Bonds, equipment, excess, employment, professional, cyber & projects
A quick business snapshot
Help the right commercial broker pick this up.
Only the business name is required. The other answers help us prioritize a renewal or larger account while you continue through the quote questions.
No question is asked twice, however many you pick.
How to continue
Answer now, or finish securely later.
Required questions must be completed before we can prepare quotes. Your contact details and selected insurance lines are already saved with this request.
Optional policy scan
Use a current policy page to save time.
Upload a declarations page or current policy summary and we will suggest details already printed there. You review every suggestion before it becomes an answer.
PDF, JPG, PNG or TIFF, up to 4 MB each.
Checking the secure policy reader…
Policy facts keep their source. We still confirm coverage needs, occupancy, condition, losses and vehicle use directly with you.
Every question here is one a carrier rates on, so we ask them all. Anything you cannot answer from memory has a “not sure” on its list — pick it and a licensed broker settles it with you. We would rather have that than a guess on your file.
Starting quote assumptions
Initial quote basis
A starting point, not advice about your situation. A licensed broker adjusts it with you before anything is placed — and you can say if you want something different.
How these were chosen
- Basis
- Practical opening limits for each selected line. They are not legal minimums and are not derived from anything you have told us yet.
- What moves them
- Your assets, mortgage or lease requirements, carrier availability, and what the property or operation actually exposes you to. A licensed broker reviews all of it.
- Not advice
- Nothing here is a recommendation about your particular situation, and nothing is placed until you have agreed the limits with a broker.
We estimate the replacement cost ourselves from the confirmed property record and current California construction costs; you do not need to know your square footage or year built, and we would rather not have a guess at either.
How replacement cost is estimated
- Where the property data comes from
- The public property record for the confirmed address.
- How the figure is built
- A cost estimator using current local construction costs, then reviewed by a licensed broker. It is not market value and it is not what you paid.
- Why we do not ask you
- A dwelling limit built from a homeowner’s own estimate is the most common reason a California home turns out to be underinsured after a loss.
Nothing has been sent yet. Everything a carrier rates on is already answered — anything still marked optional can stay blank, and a broker asks for it if it turns out to matter.
Sent
Your quote request is in.
- Check your email. A confirmation is on its way with all of this in writing.
- A licensed California broker reviews your answers before any next step is recommended.
- If more information is needed, the agency contacts you using an authorized channel.