Inland Marine Insurance

Inland marine insurance is important because it protects valuable property, tools, and equipment while they’re being transported, stored, or used off-site, helping prevent major financial loss from theft, damage, or accidents.

Inland marine insurance is one of the best ways to protect valuable collections, and we take the time to make sure your items are properly covered for their true value, whether they’re stored, transported, or displayed. We love listening to our impressive insured's items, and more importantly making sure they're insured properly.

Inland marine insurance protects valuable property that isn’t always kept at a fixed location, like tools, equipment, inventory, and high-value collections while they’re being transported, stored off-site, or used in different places. It helps cover losses from risks like theft, accidental damage, and certain types of disasters that a standard property policy may not fully cover. For many businesses and collectors, it fills critical gaps where traditional coverage stops.

In most states, inland marine insurance is designed to protect property across state lines, which makes it ideal for items that travel, are shipped, or are temporarily stored out of state. Coverage often follows the property itself, whether it’s in transit, at a job site, in a warehouse, or being delivered, so you’re not limited to just one location. Ownership matters a lot too, because the policy must be written based on who legally owns the property (or who is responsible for it), which impacts who can insure it, who gets paid in a claim, and how the coverage should be structured.