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Business Insurance for
California's Business Owners
Expert insurance advice to protect your business' liability, cars, workers, and more.
Independent agency representing top-rated carriers.
Coverage tailored to your business' needs and budget.
Stress-free guidance and claims support.
Takes about 2 minutes - No obligation
Our Business Insurance Specialties
Protection tailored to your business, employees, and assets.
Worker's Compensation
Protection for your business' employees incase they get injured on the job.
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Business Auto
Get dependable auto coverage that protects your business and drivers on the road for the best price.
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General Liability
Protect your business from liability exposures with coverage tailored for your industry.
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Property Insurance
Coverage designed to protect your business' property, structure, and some liability exposures.
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Group Health
Help protect your employees, their families, and your business by offering a group health program.
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Cyber Liability
Protect your online presence from hacks and other exposures with cyber liability insurance.
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Trusted Insurance Carriers
We work with a wide network of top-rated insurance carriers to provide the best coverage options for our clients.
Business Insurance
Frequently Asked Questions
If you have any additional questions, please email info@bollinsure.com or get a review of all your insurance needs.
What is business insurance?
Business insurance is designed to help protect companies from financial losses related to accidents, property damage, lawsuits, employee injuries, and other risks that may arise during normal business operations.
What does commercial property insurance cover?
Commercial property insurance helps protect buildings, equipment, inventory, and other physical business assets from certain risks such as fire, theft, or other covered events.
What factors affect the cost of business insurance?
Insurance costs can vary depending on factors such as industry type, business size, number of employees, location, claims history, coverage limits, and the specific risks associated with the business operations.
What is professional liability insurance?
Professional liability insurance, sometimes called errors and omissions insurance, helps protect businesses that provide professional services if a client claims financial loss due to an alleged error, omission, or negligence.
What types of insurance do businesses typically need?
Businesses often carry several types of insurance depending on their operations. Common policies include general liability insurance, property insurance, workers compensation insurance, commercial auto insurance, professional liability insurance, and umbrella liability coverage.
What is workers compensation insurance?
Workers compensation insurance helps provide benefits to employees who are injured or become ill as a result of their work. It may help cover medical expenses, lost wages, and rehabilitation costs depending on the claim.
What is commercial umbrella insurance?
Commercial umbrella insurance provides additional liability protection above the limits of underlying business policies such as general liability, commercial auto, or employer’s liability coverage.
How often should a business review its insurance coverage?
Businesses often review their insurance coverage annually or when major changes occur, such as hiring employees, expanding operations, purchasing equipment, or entering new contracts.
What is general liability insurance?
General liability insurance helps protect businesses if they are found responsible for causing bodily injury or property damage to a third party. It may also help cover legal costs associated with certain claims.
Do small businesses need insurance?
Many small businesses choose to carry insurance to help protect against potential financial losses. Some types of coverage may also be required by law, lenders, or contract agreements.
Why do some businesses require certificates of insurance?
Certificates of insurance are commonly requested to verify that a business has active insurance coverage. They are often required by clients, landlords, contractors, or project owners before work begins.
Can a broker help businesses compare insurance options?
Yes. A broker can review existing coverage, discuss potential risks, and help explore insurance options from multiple carriers depending on the needs of the business.