Your clients built something.
We help make sure it stays built.

CPAs, financial advisors, wealth managers, and mortgage professionals partner with Bollinsure to close coverage gaps that put their clients — and their own work — at risk. Access to 350+ carriers. No client poaching. Ever.

Start a Partnership Conversation See Real Scenarios
350+ carrier markets
3 generations of expertise
Same-day turnaround on referrals
CA DOI licensed
Independent broker — we work for your client, not a carrier
CA DOI License 4345268 / 0D94699 / 6013787
Three generations of Bollinger expertise
Direct line to Brian or Aaron — always

Why Partner With Bollinsure

We protect what your
advice helped build

A financial plan with an insurance gap is an incomplete plan. We exist to close that gap cleanly, quietly, and without stepping on your relationship.

🏛️

We stay in our lane — completely

We handle property, casualty, life, and commercial insurance. We do not give financial, tax, or investment advice. Your client relationship is yours. We support it.

📊

350+ carriers means real options

We're not locked into one company's products. When a client has a complex risk profile — HNW, wildfire exposure, older home, business owner — we find coverage that actually fits.

⚡

We respond the same day

When you refer someone our way, you hear back from Brian or Aaron within hours — not days, not a customer service queue. Your client feels taken care of. So do you.

🔍

We'll review any client's coverage on request

Think your client may be underinsured or on the wrong policy? Send them our way. We'll do a free review and give you a clear summary — no obligation, no pressure.

350+
Insurance Carriers
More markets means better outcomes for complex risks
3
Generations of Expertise
Bill Bollinger started in the 1960s. The expertise compounds.
25+
Years Serving California
Trusted by families and businesses across all 58 CA counties
0
Clients Ever Poached
Our no-poaching policy is unconditional. Your relationships are yours.

Real Scenarios

Situations where a referral makes the difference

These are the conversations that happen every week. When you know who to call, you look good — and your client's deal doesn't fall apart.

🏠
Home Insurance

Business owner — home underinsured

You're reviewing a client's balance sheet. Their home is their largest non-business asset — valued at $2.4M — but their Coverage A dwelling limit is $680,000. A wildfire or total loss would wipe out the equity you've spent years helping them build.
What Bollinsure doesA free coverage review, a replacement cost estimate, and a rewrite onto the right policy — often same week. We explain the gap to the client without making anyone look bad.
💼
Business Insurance

S-corp with no commercial liability

A sole-practitioner client has an S-corp you set up for them, a home office, and a company vehicle. They have no general liability, no commercial auto, and no umbrella. One incident could pierce the entity you structured.
What Bollinsure doesWe build a commercial package — GL, commercial auto, umbrella — sized to their actual exposure. The entity you created stays protected.
🏢
Rental Property

Rental property on a homeowner's policy

A client has a rental unit they've had for years — still on their original HO3 homeowner's policy. A tenant incident, a vacant period, or a claim denial could be catastrophic. The policy you didn't review is the one that fails.
What Bollinsure doesWe move it to a proper landlord policy with the right liability limits, loss-of-rent coverage, and vacant-unit provisions. Clean, fast, no drama.
🔐
Cyber Insurance

Professional services firm with no cyber coverage

Your client runs a small accounting or consulting firm. They process client data, send sensitive documents, and store financial records. Their BOP has a $50k cyber sublimit that wouldn't cover a real breach response.
What Bollinsure doesA standalone cyber policy with first-party breach response, data recovery, and third-party liability. Sized to their revenue and data exposure.
☂️
Umbrella Insurance

HNW client with no umbrella

A client with a $4M investment portfolio has a teenage driver, a swimming pool, and a vacation property. Their auto and homeowners policies cap liability at $300k each. One lawsuit could liquidate assets you've spent years growing.
What Bollinsure doesA personal umbrella policy — often $1M–$5M of additional liability for a few hundred dollars a year. The simplest, cheapest layer of asset protection available.
💎
High Net Worth

Affluent client on standard-market policies

A client has a custom-built home, a collection of valuables, and multiple vehicles — all on standard carrier policies that weren't designed for their risk profile. Elite carriers like Chubb and PURE aren't just prestige; they pay claims differently.
What Bollinsure doesWe move them to Chubb, PURE, or AIG Private Client where appropriate — agreed value on the home, blanket coverage on valuables, and claims service that matches their expectations.
❤️
Life Insurance

Business owner — key-person gap

A client who owns a business has a buy-sell agreement but no key-person life insurance to fund it. If they or a partner dies, the surviving party has an agreement and no money to execute it. The entity and the estate both take the hit.
What Bollinsure doesWe compare term and permanent options across multiple carriers, match the coverage to the buy-sell value, and help structure it so it actually works when it needs to.
🏡
Wildfire Risk

Wildfire-exposed property — non-renewed

A client's homeowners policy was non-renewed due to wildfire exposure. They're in a zip code that's been dropped by most admitted carriers. They need coverage to keep their mortgage compliant and their asset protected.
What Bollinsure doesWe work the E&S market, California FAIR Plan + DIC wraparound, and specialty carriers who still write wildfire-exposed properties. We find a solution most agents can't.
🏠
Close Protection

Buyer can't bind homeowners — close at risk

Your buyer is 10 days from close. Their lender requires a homeowners binder and two carriers have already declined due to the property's wildfire risk rating. The deal is at risk of falling through on an insurance contingency.
What Bollinsure doesWe work the non-admitted market, E&S carriers, and the FAIR Plan pathway. We've saved deals in this situation repeatedly. Call us before you declare the deal dead.
📋
Refinance

Lender requires higher Coverage A at refi

A borrower's current homeowners policy has a Coverage A dwelling limit the lender won't accept for the new loan amount. The refi can't close until coverage is updated — and the client doesn't know where to start.
What Bollinsure doesWe review the policy, update Coverage A to meet lender requirements, and issue the updated declarations page — typically within 24 hours.
🏡
Landlord Insurance

Investor buying a rental — wrong policy type

An investor client is purchasing their second rental property. They plan to put it on a homeowners policy "like the first one." A tenant injury, a vacant period, or a claim would be denied — and their lender may not accept the policy at all.
What Bollinsure doesProper landlord/dwelling fire policy with liability, loss-of-rent, and the right vacancy provisions. Lender-compliant from day one.
🚗
Auto + Umbrella

Buyer moving to a higher-value home

A client upgrading to a $1.8M home is moving their insurance over from their old carrier without reviewing it. Their auto liability is $100k, their new home has a pool and a rental unit, and they have no umbrella. The exposure jumped significantly.
What Bollinsure doesA full personal lines review — home, auto, umbrella — structured for the new asset level. One conversation, complete picture.
💎
HNW / Collections

Art, jewelry, and collectibles — uncovered

A client has a growing art collection, jewelry exceeding $200k in aggregate value, and wine storage. Their homeowners policy has a $5k jewelry sublimit and no scheduled coverage on the art. A theft or loss would be almost entirely uncovered.
What Bollinsure doesScheduled personal property coverage through elite carriers with agreed value, worldwide protection, and no deductible on items like jewelry. The collection is actually protected.
🏢
Entity Coverage

Multiple LLCs — no commercial coverage

A client holds real estate through several LLCs. Each entity has liability exposure from tenants, contractors, and visitors. One incident flows through to the individual if the entity isn't properly insured — undoing the structure entirely.
What Bollinsure doesCommercial general liability and umbrella coverage at the entity level, structured so each LLC carries its own coverage. The entity walls stay intact.
☂️
Liability

Director or trustee personal liability

A client sits on a non-profit board, a family trust, or a small private company board. Their personal assets are exposed to D&O-type claims. Standard personal liability policies don't cover this — and most clients don't know it.
What Bollinsure doesWe identify the exposure, source the right D&O or personal liability extension, and explain the gap in plain terms. The conversation alone is valuable to your client.
🌊
Catastrophe Risk

Second home in a wildfire or flood zone

A client has a mountain cabin or coastal second home that's become uninsurable through standard markets. Their wealth advisor has flagged the asset but nobody has a solution. The property sits exposed or underinsured indefinitely.
What Bollinsure doesWe work the specialty and E&S markets specifically for high-risk secondary properties. Flood, wildfire, coastal wind — we find coverage where standard agents stop trying.

The Process

How a referral actually works

No forms. No waiting. A simple, respectful process that keeps you informed and your client well-served.

1

You make the introduction

An email, a call, or a warm text. "Talk to Brian at Bollinsure" is all it takes. We handle everything from there.

2

We respond same day

Brian or Aaron reaches out to your client directly — with the context you gave us, so the client feels referred, not cold-called.

3

We review and advise

Free coverage review, gap analysis, carrier options. We explain everything clearly and let the client decide at their own pace.

4

You get a summary

We close the loop with you — what we found, what we recommended, and what the client decided. You're never left wondering.

Carrier Access

The markets your clients actually need

350+ carriers means we can write standard-market, high-net-worth, E&S, specialty, and wildfire-exposed risks that most agents have to turn away.

Chubb
PURE Insurance
AIG Private Client
The Hartford
Travelers
ICW Group
Markel
AmTrust
State Farm
Nationwide
California FAIR Plan
E&S / Non-Admitted Markets
+ 340 More Carriers

The Team

You're referring to people.
Not a company.

Three generations of the same family. Your clients get Brian's or Aaron's direct number — not a ticketing system.

BB

Brian Bollinger

Principal Broker

20+ years. Mechanical Engineering, Cal Poly SLO · MBA, Pepperdine. Workers' comp and commercial specialist. The person your client will hear from first.

AB

Aaron Bollinger

Personal Lines Specialist

Licensed at 18. UCLA Business Economics. Home, auto, umbrella, and HNW specialist. Handles the personal lines reviews your clients need most.

WB

Bill Bollinger

Founder

Started with the State Compensation Fund in the 1960s. Built the Bollinger tradition on trust, integrity, and lasting relationships. Still here.

Our Commitment to You

What every partner can count on

🔒

No client poaching. Ever.

We handle insurance. Period. We will never attempt to expand into financial planning, tax, lending, or any other service you provide. Your client relationship is yours — protected unconditionally.

📞

You always have a direct line

Brian and Aaron's direct numbers go to every partner. Not a receptionist, not a hold queue. When you call about a client situation, you reach someone who knows the account.

⚡

Same-day response, always

Every referral gets a same-day response from us to your client. We understand that a slow response on our end reflects on your recommendation. We take that seriously.

📋

You stay informed

After every review, we close the loop with you. What we found, what we recommended, what your client decided. You're never left in the dark about a client you referred.

🎯

Honest advice over revenue

If a client's current coverage is genuinely appropriate, we'll tell them — and you. We're not here to churn policies. We're here to give honest assessments that hold up over time.

🏛️

Three generations of accountability

The Bollinger name has been on this agency since the 1960s. Reputation is not abstract here — it's personal. We protect yours because ours depends on it.

Start the Conversation

Let's build something that works for both of us.

A 15-minute call is all it takes to see whether we're the right fit. No commitment, no pitch deck — just a direct conversation about how we can serve your clients better together.

Email Brian Directly Book a 15-Min Call
Or call directly: 310-804-5017  ·  quotes@bollinsure.com