Tell us what you need insured. A licensed California broker compares appropriate markets, explains what is covered, what is not, and replies the same business day.
These are our photographs, not stock. The people reading your policy have the same exposures you do — three generations, one desk.
Tell us what you need once. One licensed Bollinsure broker coordinates the household, business, and life coverage that belongs together.
Your house, your cars, and the umbrella over all of it.
Coverage A is a rebuild cost, not a market value. Most are indexed at 3% a year and have never been re-tested.
Wildfire and wind are written as a percentage. On a $1.2M dwelling, 2% is $24,800 before the policy responds.
Scheduled jewellery, water backup and ordinance-or-law come off at renewal more often than they go on.
What we check first
Built around how your business actually runs.
The wrong class code on workers' comp is the most common overcharge we find, and the refund is yours.
If an employee drives their own car for you, your commercial auto probably does not respond.
Written in months of indemnity, not dollars. Most policies assume you reopen faster than you would.
What we check first
For the people and obligations that depend on you.
The amount should follow the obligation: income, debt, a buy-sell agreement, or an estate plan.
Term and permanent coverage solve different problems. We start with the need, not the product.
Who owns the policy and who receives the benefit can matter as much as the face amount.
What we check first
We don’t host testimonials on our own site, because a testimonial we control isn’t evidence. Our reviews sit on our Google Business Profile under our own name, where we can’t edit them and you can read every one.
Read all 18 on Google →Our review and advice cost you nothing. If you place coverage through us, the insurance carrier pays us a commission.
Commission varies by carrier and line. Some carriers also pay contingent or profit-share compensation based on the performance of an entire book of business. Ask what applies to a policy we place and we will tell you.
These are ten of them — not all of them. We hold 334 carrier appointments in total, so +324 more sit behind this row — admitted markets, specialty markets and the California FAIR Plan among them.
Carrier names and marks are the property of their respective owners and are shown to describe market access, not endorsement. Access does not guarantee eligibility — underwriting is the carrier’s decision.
334 carrier and market appointmentsThree generations, one desk. Every licence below is public record — look them up with the California Department of Insurance before you send us anything.
Started in the 1970s working in insurance for the State of California, building deep workers' compensation expertise from the ground up — and spent the rest of his career as an independent broker. The firm still runs on his standard.
A Cal Poly San Luis Obispo engineering background and a Pepperdine MBA. Has spent more than twenty years growing the firm into a full-service independent brokerage covering personal and commercial lines across all of California.
A UCLA Business Economics student who was licensed at eighteen. Leads home insurance, auto insurance and umbrella coverage for California clients. Led the NMC Insurance Services integration.
A broker works on your behalf — not the insurance company’s. We evaluate what you need covered, compare policies across the markets we hold appointments with, and recommend what genuinely fits. No obligation to buy, and no pressure.
A captive agent represents one company and can only sell that company’s products. An independent broker like Bollinsure holds hundreds of carrier appointments, which means real comparison — and coverage matched to your situation rather than to one company’s shelf.
Rarely. Two policies can look similar in price and behave completely differently at claim time — coverage, exclusions and deductibles all vary. We aim at the right coverage at a fair price, not the lowest number on the quote sheet.
Yes — coverage, deductibles and availability vary by carrier, property and location. We review admitted-market options, non-admitted options, FAIR Plan considerations and companion coverage where appropriate.
That is one of the most valuable things we do. Send the declarations page and a licensed broker reads what you currently have, names any material gaps, explains the tradeoffs, and compares alternatives when a change would help. If what you have is right, we say so — there is no obligation to move a policy.
Tap Get quoted and tell us what you want to protect, or call 562-COVWELL. A licensed California broker replies the same business day.
A licensed California broker reviews your request and replies the same business day.
Prefer email? quotes@bollinsure.com
Four details and the type of insurance you need. No password, and no questionnaire until you've told us what to quote.Four details, then choose what to quote. No password.
Add it now to save a step. Property and auto risk locations are confirmed separately.Add it now to save a step.
We collect your name, contact details and the coverage you're asking about in order to prepare your request and respond to it. We do not sell personal information.
